Saielo plans your money five to twenty years ahead — through conversation, not spreadsheets. No bank linking. Saielo proposes; you confirm. Always.
On track to close, with around 200k to spare.
Most apps look at last month. Saielo models the next two decades — your goals, your obligations, the people you support, the events you can predict. The picture you've never had time to draw.
Seven open questions to start. Then a three-minute check-in each month. No spreadsheets to maintain. No categories to tag. Saielo parses what you say, models the implications, and shows the math.
No bank linking. Ever. Your plan stays encrypted on your phone. Saielo's servers cannot read it. We chose this on day one and we are not going to change it.
Saielo is not autonomous. Every change to your plan — every projection, every budget shift, every scenario — comes back to you as a propose-edit card. You apply, adjust, or dismiss. The plan only changes when you say so.
Saielo doesn't categorize last month's coffee spend. Saielo asks where you'll be in 2030 and works backward.
Saielo doesn't manage your money. Saielo doesn't recommend investments. Saielo models your decisions and shows the consequences.
Saielo never connects to your bank. No Plaid. No screen scraping. Your account numbers stay between you and your bank.
No forms. No sliders. No risk tolerance quizzes. Just seven open questions about your life — answered in your own words.
What do you most want to figure out?
When does that goal need to happen?
What's coming in each month?
What's going out each month?
Who are you planning around?
What do you already have?
What kind of life are you building?
Encrypted with AES-GCM, wrapped with a key only you control. Saielo's servers store an opaque blob — they cannot read it.
No Plaid integration. No screen-scraping. No account credentials of any kind. We chose this on day one and committed to it permanently.
Settings → Delete account. Hard-deleted within 30 days. No retention. No backups we keep secretly.
Saielo's business model is paid subscriptions. Your financial life is not the product.
A finance app without bank integration. By design, not by accident.
Saielo doesn't need you every day. It needs you once a month, for three minutes, to confirm what last month looked like. That's how the plan stays accurate. That's how Saielo earns its keep.
“I built Saielo because I couldn't find a way to plan my own finances five years outwithout a spreadsheet that I'd stop maintaining within two weeks. Most finance apps measure last month. I wanted to model the next decade — without handing my bank credentials to a third party. Saielo is what I wished existed.”
Saiel — founder, Riyadh
Saielo is currently in private beta. Free during early access. iPhone only at launch.
Request accessNo spam. No marketing list. Just an email to Saiel.